Bank holidays in December 2024: Banks will be closed for 17 days – From Christmas to New Year’s Eve

List of Bank Holidays in December 2024: Bank Holidays in December 2024 bring a mix of regional and national holidays, offering a break for both bank employees and customers. According to the Reserve Bank of India (RBI), banks in various states will remain closed for a total of 17 days, including second and fourth Saturdays and all Sundays. Let’s explore the complete list of December Bank Holidays and how you can manage your financial activities during these closures.

Regional and National Bank Holidays in December 2024

Bank holidays in India are determined by the RBI and vary across states due to local festivals and events. While December 2024 Bank Holidays include universally observed public holidays like Christmas, several state-specific holidays also make it to the list.

In December 2024, banks will remain closed for:

- Second and fourth Saturdays (December 14 and 28)

- Five Sundays (December 1, 8, 15, 22, and 29)

- Additional regional holidays based on local celebrations

This totals 17 non-working days, providing a combination of weekend breaks and festive closures.

Full List of Bank Holidays in December 2024

Here’s a state-wise breakdown of Bank Holidays in December 2024:

Major Holidays in December 2024

1. Feast of St. Francis Xavier – December 3 (Tuesday)

Observed in Goa, this day celebrates the life of St. Francis Xavier, a revered figure in Christianity.

2. Pa-Togan Nengminja Sangma – December 12 (Tuesday)

Celebrated in Meghalaya, this day honours the legacy of a local freedom fighter.

3. Death Anniversary of U SoSo Tham – December 18 (Wednesday)

Banks in Meghalaya will remain closed to commemorate this cultural icon.

4. Goa Liberation Day – December 19 (Thursday)

This day marks Goa's liberation from Portuguese rule and is observed in the state.

5. Christmas Eve and Celebrations – December 24–27

Banks in Mizoram, Nagaland, and Meghalaya will observe closures from Christmas Eve through the festive days.

6. U Kiang Nangbah Day – December 30 (Monday)

A tribute to the legendary freedom fighter, this day is a bank holiday in Meghalaya.

7.?New Year’s Eve/Lossong/Namsoong – December 31 (Tuesday)

Mizoram and Sikkim observe this day as a part of their year-end festivities.

Importance of Digital Banking During Bank Holidays

While physical banks may remain closed, digital banking services continue to operate seamlessly. Customers can use services like UPI, IMPS, net banking, and mobile banking apps to complete transactions. Here’s how you can manage your financial tasks even on holidays:

Transfer money instantly through UPI or IMPS.

- Pay utility bills or recharge your phone online.

-Order chequebooks or stop cheques via your bank’s app.

-Book travel tickets and manage hotel reservations.

-Analyse your expenses using personal finance tools available in apps.

-With digital banking, you can stay in control of your finances anytime, anywhere.

Plan for December Bank Holidays

To avoid disruptions in your financial transactions during the December 2024 Bank Holidays, plan:

-Visit your bank before long weekends or consecutive holidays to complete urgent tasks.

-Use ATMs and online banking services for cash withdrawals and payments.

-Schedule bill payments and EMIs in advance to avoid delays.

- By staying informed and leveraging digital banking options, you can manage your finances smoothly throughout the holiday season.

Stay updated with this complete guide to Bank Holidays in December 2024 and enjoy a hassle-free festive season!