Rewards On UPI Transactions? Is It True? IDFC FIRST Digital RuPay Credit Card Answers!

Have you ever wondered if your credit card could keep up with your fast-paced, digital lifestyle? Join the league as who wouldn't want that, right? You must know that new regulations now allow users to link their RuPay credit card to UPI. Imagine the convenience you¡¯ll get by merging UPI seamlessly with your credit card¨C it's not just a cool trend, it's legit the future of payments. Just scan, pay, and voila! You're in for getting rewards, smooth transactions, and many more perks.

Meet the IDFC FIRST Digital RuPay Credit Card, which is not just a credit card but the golden ticket to the coolest adventure. From facilitating UPI transactions to delivering exciting perks, this digital RuPay credit card is turning heads for all the right reasons. So, discover why we are impressed with this digital RuPay credit card.

Trust us, it¡¯s going to be epic!

Why Is The IDFC FIRST Digital RuPay Credit Card Creating A Buzz?

The IDFC FIRST Digital RuPay Credit Card is turning heads because its gives users the superpower to make UPI transactions through their credit card. This means you can use it to scan and pay at more than 60 million merchant QR codes across the country. If you ask for the coolest part, then let¡¯s tell you that it lets you earn reward points with each UPI payment.

The Perks Of The IDFC FIRST Digital RuPay Credit Card For Seamless Transactions

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Digital Bliss: No more using the old-school plastic cards because the IDFC FIRST Digital RuPay Credit Card offers a fully digital experience, connecting seamlessly to your existing IDFC FIRST Bank credit limit for a hassle-free and secure digital journey.

Reward Rendezvous- With this card, you can bag 3X reward points on UPI transactions over Rs. 2,000. Ones that are lower still fetch 1X rewards ¨C isn¡¯t this cool? Earn points from everyday spends, which you can redeem on any future transaction. Also, these points never expire, giving you the freedom to redeem them whenever you want.

EMI Ease- Got big UPI plans but worried about the bill? Fret not! IDFC FIRST Bank lets you turn your UPI splurges into easy EMIs, giving you financial flexibility and peace of mind.

Merchant Collabs- There¡¯s no doubt that IDFC FIRST Bank's UPI game is strong. They let you scan QR codes at a whopping 60 million+ merchants. So, no more fumbling with cash¨C just the smooth sailing of digital payments with your trusty digital credit card. Also, enjoy exclusive merchant offers on your credit card.

Cashback? Yes Of Course- For a limited time, relish a 100% cashback worth up to Rs. 200 on your first 4 UPI transactions within 15 days of your digital card's generation. That's up to Rs. 50 cashback on each transaction.

Interest-free Credit for Up To 48 Days- The IDFC FIRST Digital Credit Card lets you pay for almost anything and will give you a generous repayment window of up to 48 days. Isn¡¯t it amazing? Whether it's a spontaneous purchase or a planned spend, this feature will ensure you can enjoy a fee-free splurge.

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How To Get One?

If you already own one of IDFC FIRST Bank Credit Cards or are applying for new one, such as the FIRST Classic, FIRST WOW!, FIRST Millennia, FIRST Wealth, FIRST Private or FIRST SWYP, get the card instantly at a joining and annual fee of Rs 199 + GST.

How Do I Use The Card To Make UPI Payments?

Once you receive the credit card, here¡¯s how you can set it up to make UPI payments:

• At first, pop open your favourite UPI app- the one that makes spending and your lifestyle easy
• Hit up the 'Add RuPay Credit Card' option. It¡¯s like you're adding the coolest player to your team
• Scroll down and find IDFC FIRST Bank and pick it as your credit card
• Select the shiny new FIRST Digital RuPay Credit Card
• Create a secret PIN to validate all your UPI purchases
• You¡¯ll get the OTP- a one-time code that¡¯ll be sent to your mobile
• Once you've cracked the OTP code, congrats! Your card will be added to UPI payment maestro.

In a nutshell, the IDFC FIRST Digital RuPay Credit Card is the fusion of UPI and credit card convenience, you¡¯ve always wanted. From the perks of going plastic-free to the convenience of making everyday purchases on credit and earning reward points, this card is truly a modern financial tool, we must say.