Do You Want To Be Protected From Most Bank Scams? This Twitter Thread Is All You Need To Avoid It

Bank scams are becoming dangerously common and criminals are increasingly gaining access to user's personal and financial information. Unfortunately, a large number of people have fallen victim to these and the number has continued to rise in the past few years in India.

A bank customer recently faced similar experience as she received a SMS from an unknown mobile number for updating her PAN details. Luckily, she noticed something unusual and realised it was a bank scam. The woman has now curated useful tips to spot such phishing.

Almost scammed..

She was almost scammed as the?text message took her to a "very convincing landing page" on a website that looked like the official page of the bank.?But, she got saved. Here's what happened.

Lavanya Mohan took to Twitter and wrote, "It's legitimately scary how good phishing and banking scams have become. Just 15 minutes ago I got this text and the link led to this VERY CONVINCING landing page."?

Take a look at the post:

She also added a screenshot of the landing page that popped up after she clicked the link. The page features a fake logo of HDFC KYC on top, asks login credentials, and reads, ‘Norton Secured’ followed by ‘your security is of the most important’. Not to forget, the URL of the page is odd too.

How to spot these scams?

She also listed ways to spot such a scam. Enlisting the tips, Ms Mohan wrote, "First of all, no bank will send you links. Everything they want you to do will either be app-led or bank relationship manager led. Even if you get a LEGIT text with a link, speak to your RM (Relationship Manager) before you even click." She further added that no bank will "ever ask you to do anything over the phone".

Mohan said that she spotted that the message was a scam since there was "a threat of immediate suspension", which according to her is "the biggest tell".

"Once again - no bank can suspend ANYTHING of yours unless some govt authorities demand it & even that involves a due process. The landing page was excellent, which is even more terrifying. The scam is to capture your credentials + PAN Card. Can you imagine what they can get away with if they have both?! Tells here are: What is the URL? It should be that of HDFC's. It says HDFC KYC (not HDFC Bank)," she stated.

twitter

Concluding the post, Mohan added that a user should not "click on any links from texts that claim to be from your bank." "If there is one thread that you should read now then it is this. I have old parents and they regularly get messages like this. I am V.V. financially literate and hence have prevented them from getting scammed. But most of us are not so aware," said the user.? ?

The post was shared a day ago. Since being posted, the share has received close to 1.9 lakh views and the numbers are only increasing. Additionally, the share has also accumulated more than 700 likes.

For more on news and current affairs from around the world please visit?Indiatimes News.